Serving Texas Since 1903

Insurance in Brownwood, TX — Local Service, Trusted Coverage

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Serving Brownwood With Pride and Experience

Willingham Insurance Agency brings over a century of insurance expertise to Brownwood and Brown County. We proudly support local families, farms, and businesses with coverage that fits our community’s needs. Many of our long-term clients call Brownwood home—they appreciate our blend of big-agency choices and small-town service.

Coverage for Every Brownwood Need

From insuring lakefront homes and boats on Lake Brownwood to covering small businesses on Center Avenue, we know what matters to Brownwood residents and business owners.

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Home, auto, renters, and life insurance

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Farm & ranch policies for rural families and ag operations

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Commercial insurance for shops, contractors, and professional offices

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Coverage for hail, wind, flood, and Texas weather

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Local Insight. Independent Options.

As an independent agency, we offer coverage from a wide network of reputable carriers, so you always have choices—on coverage, pricing, and carriers. We tailor protection for Brownwood’s unique risks, whether it’s severe hail along the 3M Flats or the needs of local ranchers and business owners.

Neighbors Serving Neighbors

Brownwood is a close-knit community, and we believe insurance should feel personal. Even though our main office is in Ballinger, you’ll get the kind of old-fashioned service that fits right in Brownwood—friendly advice, real relationships, and a familiar voice on the phone. We often meet Brownwood clients in person or work remotely for your convenience.

By Your Side When It Counts

When disaster strikes—a house fire, a car wreck, or storm damage—Willingham Insurance stands by your side. We help you file claims, work with adjusters, and expedite the process so you get the support and payment you need, fast. That’s how we’ve built trust with Brownwood families for generations.

Insurance Services

Insurance Solutions for Every Stage of Life and Business

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Auto Insurance

Protect your ride — whether it’s your family car, motorcycle, or RV. We help you compare rates and coverages so you can drive with confidence.

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Home Insurance

From homeowners to renters, get coverage for what matters most. Our team finds policies tailored to your property and budget.

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Farm & Ranch Insurance

Safeguard your land, livestock, and livelihood with flexible farm and ranch solutions built for Texas agriculture.

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Contractors Insurance

Cover jobsite risks with policies designed for Texas contractors. Get fast help with certificates, bonds, and claims support.

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Life Insurance

Protect your family’s future with flexible life coverage options and local guidance every step of the way.

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Serving Brownwood & Brown County

We’re honored to serve Brownwood, Early, Lake Brownwood, and communities throughout Brown County. Call our agency and you’ll speak to someone familiar with Brownwood’s area code (325)—ready to help with all your insurance needs.

Trusted by Generations Across West-Central Texas

Insights & Resources for Smarter Insurance Decisions

Stay informed with helpful tips, updates, and clear insurance guidance.

Why We Hesitate: The Psychology Behind Underinsurance

Overlooked Home Insurance Riders: Are You Missing Important Coverage?

Life Insurance vs. AD&D: What You Need to Know
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Brownwood’s Local Insurance Partner — Get a Quote or Review

Comprehensive coverage, personal service, and a team that’s with you every step of the way. Contact Willingham Insurance Agency for a quote or consultation today.