Oil & Gas Insurance in Texas — Specialized Protection for Energy Operations
Insurance Built for the Oil Patch — Secure Your Operations & Contracts
Oil and gas operations come with unique, high-stakes risks. From well blowouts and equipment losses to multi-million dollar liability claims, you need insurance designed for the energy sector. Willingham Insurance Agency brings deep expertise in covering oilfield businesses across Texas — from contractors and service companies to trucking fleets and small operators.
Comprehensive Coverage for Every Energy Risk
General Liability (Oilfield Endorsements)
Protects against third-party injuries, property damage, and specific oilfield hazards (underground resources, equipment, etc.).
Control of Well / Blowout Coverage
Pays for costs related to well blowouts, regaining control, and pollution cleanup — a must-have for operators and drillers.
Pollution Liability
Coverage for environmental damages, clean-up, and pollution incidents — often required in contracts.
Equipment Coverage
Insures rigs, pumps, tanks, and specialty oilfield gear against fire, theft, and other perils (often as inland marine coverage).
Commercial Auto / Fleet Insurance
From a single truck to a fleet of oilfield haulers, including all necessary Texas and federal endorsements (like MCS-90 for pollution in transit).
Workers’ Compensation & Occupational Accident
Essential for protecting crews in a high-injury-risk environment and meeting operator or contractor requirements.
Excess/Umbrella Liability
Extra protection for large contracts and multi-million dollar claim exposures.
From Welders to Well Operators — Tailored for Your Energy Business
We cover:
Oilfield service and maintenance companies
Drilling contractors and well operators
Trucking and hauling fleets
Equipment providers, welders, and frac tank companies
Small independent operators and consultants
If you serve the Permian Basin, West Texas, or beyond — we understand your terrain and risks.
Meet Every Industry Requirement — No Contract Left Behind
Major oil companies and operators demand strict insurance standards in Master Service Agreements (MSAs). Willingham helps you comply with:
- Additional Insured endorsements
- Waivers of Subrogation
- High liability limits and umbrella coverage
- Fast, accurate certificates and policy reviews
Stay eligible for bigger jobs and avoid delays with coverage that matches every contract spec.
Your Oil & Gas Insurance Questions, Answered
What insurance is needed for oil and gas companies?
Core coverages include oilfield general liability, well control, pollution, equipment, auto, and workers’ comp — plus umbrella for high-limit contracts.
What are oilfield trucking insurance requirements?
Texas and federal law require commercial auto policies with specific endorsements for oilfield haulers; Willingham ensures your fleet is compliant.
Do oilfield contractors need special insurance in Texas?
Yes — service contractors need tailored packages, including liability with oilfield-specific endorsements and often higher limits.
What’s the difference between petroleum and standard business insurance?
Petroleum policies address unique energy risks: blowouts, environmental cleanup, and specialized equipment, which standard business insurance does not cover.
Local Knowledge. Rugged Protection. Get Your Oil & Gas Quote.
Based in West-Central Texas, Willingham Insurance Agency knows the energy industry inside and out. Pump up your protection — request a custom insurance review and quote to keep your operations moving.