Special Event Insurance in Texas — Celebrate Without Worry
One-Day Events, Lifetime Memories — Protection for the Unexpected
Planning a wedding, festival, fundraiser, or reunion? Special event insurance protects you from the financial risks of hosting — from guest injuries and property damage to sudden cancellations. Many Texas venues require hosts to provide liability insurance before the big day. Willingham Insurance Agency makes it simple to secure affordable event coverage, so you can focus on the celebration, not the “what ifs.”
Event Liability and More — What Does Special Event Insurance Include?
Event Liability
Covers bodily injury or property damage claims during your event (often $1,000,000 or more). If a guest is hurt or the venue’s property is damaged, you’re protected.
Host Liquor Liability
Optional add-on for events serving alcohol — covers claims related to alcohol service if a guest causes harm after drinking.
Event Cancellation/Postponement
(If selected) Reimburses your lost deposits and extra costs if you must cancel or reschedule due to weather, illness, or vendor no-show.
Special Event Insurance applies to:
- Weddings, quinceañeras, anniversary parties
- Concerts, festivals, and fundraisers
- Corporate events, community gatherings, and more
Why Texas Event Planners and Hosts Choose Willingham
A guest slips and falls at your festival — event insurance pays medical bills.
Unexpected storm cancels your outdoor wedding — cancellation coverage reimburses your deposits.
Venue asks for a certificate of insurance last minute — we can issue same-day certificates for most events.
Serving alcohol? Add host liquor liability for full protection.
Quick Quotes and Certificates — Even on Short Notice
Many events come together fast, and venue requirements can catch you off guard. Willingham Insurance works with top event insurers and can often issue policies and proof of coverage within one day. Affordable premiums make it easy to secure $1M+ in liability protection for peace of mind.
Your Special Event Insurance Questions, Answered
Do I need insurance for my event in Texas?
Many venues require it, and even if not, it’s smart protection for hosts — one mishap could otherwise cost thousands.
What does event/wedding insurance cover?
Liability for guest injuries or property damage, optional cancellation or postponement, and liquor liability if serving alcohol.
How much is one-day event insurance?
Policies are very affordable — often just a small fraction of your total event budget. We’ll provide a quick, no-obligation quote.
Can I get insurance quickly if my event is soon?
Yes — we can usually provide same-day coverage and certificates for most events.
Is liquor liability included?
It can be added if you’re serving alcohol — let us know your needs.
Plan Your Big Day With Confidence — Request Special Event Insurance
Don’t let an accident or last-minute problem ruin your celebration. Contact Willingham Insurance Agency for quick, affordable event coverage and venue-ready certificates.