Serving Texas Since 1903

Insurance Agency Serving San Angelo, TX — Hometown Care, Big-City Choice

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Concho Valley Service—Personal Touch in a Regional Hub

Willingham Insurance Agency is proud to serve San Angelo, delivering small-town service with big-time expertise for families, businesses, ranches, and more. Since 1903, we’ve built our reputation on trust, personal attention, and options you won’t find at captive agencies.

Coverage for Every San Angelo Need

From the Bluffs to Lake Nasworthy, downtown to the ranchlands, we offer:

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Home, auto, renters, and life insurance for families and military households (Goodfellow AFB)

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Commercial insurance for local shops, offices, oilfield service companies, and agri-business

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Farm & ranch policies for rural properties and large landowners

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Bundled insurance for bigger discounts and easier management

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Independent, Multi-Carrier Options

Unlike single-company agents, we shop a wide network of top-rated carriers to find the best rates and coverage for your needs. Many San Angelo clients come to us after feeling like “just a number” with big insurers—here, you’re always known by name, and every policy is tailored for you.

Responsive Service—No Matter Where You Are

Our main office is in Ballinger, but San Angelo clients enjoy city-speed convenience with hometown care. Fast quotes, quick policy changes, and dedicated support are all just a call or email away. We regularly help San Angelo clients face-to-face or handle everything digitally—whichever you prefer.

Prepared for West Texas’ Wild Weather

San Angelo faces hail, floods, and busy highways. Our team knows the local risks, and we proactively recommend the right coverage—comprehensive auto for hail, flood insurance for low-lying homes, and more. If disaster strikes, we’ll guide your claim from start to finish, pushing for fast, fair resolutions.

Insurance Services

Insurance Solutions for Every Stage of Life and Business

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Auto Insurance

Protect your ride — whether it’s your family car, motorcycle, or RV. We help you compare rates and coverages so you can drive with confidence.

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Home Insurance

From homeowners to renters, get coverage for what matters most. Our team finds policies tailored to your property and budget.

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Farm & Ranch Insurance

Safeguard your land, livestock, and livelihood with flexible farm and ranch solutions built for Texas agriculture.

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Contractors Insurance

Cover jobsite risks with policies designed for Texas contractors. Get fast help with certificates, bonds, and claims support.

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Life Insurance

Protect your family’s future with flexible life coverage options and local guidance every step of the way.

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Trusted by San Angelo Families & Businesses

Our clients appreciate our annual reviews, personal follow-ups, and commitment to doing insurance the right way. “Willingham treats you like family, not a file”—that’s the feedback we strive for, and the standard we uphold.

Trusted by Generations Across West-Central Texas

Insights & Resources for Smarter Insurance Decisions

Stay informed with helpful tips, updates, and clear insurance guidance.

Why We Hesitate: The Psychology Behind Underinsurance

Overlooked Home Insurance Riders: Are You Missing Important Coverage?

Life Insurance vs. AD&D: What You Need to Know
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Experience the Willingham Difference in San Angelo

Looking for independent advice, broad coverage options, and a team that treats you like a neighbor? Contact Willingham Insurance Agency today for a quote or insurance review.